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By attempting to redeem this offer, user unconditionally agrees that all decisions by Big Lots are final regarding interpretation, fact ...This site gives access to services offered by Comenity Capital Bank, which is part of Bread Financial. Big Lots Accounts are issued by Comenity Capital Bank. 1-888-566-4353 (TDD/TTY: 1-888-819-1918 )Manage your account - Bread Financial ... undefinedActivate your Big Lots Credit Card online and enjoy rewards, no interest promotions and secure access to your account.As of February 2024, terms for new Accounts: Variable purchase APR of 32.24%. Minimum interest charge is $3 in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms. Credit card offers are subject to credit approval. Big Lots Credit Card Accounts are issued by Comenity Capital Bank.BIG Rewards members can earn $5 back in rewards for every $100 spent in purchases charged to your Big Lots Credit Card. 1. 6 months3. 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